How Baccarat Payout Rates Are Structured
The Player hand pays even money — stake back plus an equal amount. The Banker hand also pays even money, but a 5% commission is deducted because the Banker outcome wins slightly more often by probability. That makes a winning Banker bet return 0.95 for every unit staked. The Tie bet carries the highest listed return at 8:1, though it lands far
less frequently. Evolution's Speed Baccarat and Pragmatic Play's Live Baccarat tables both display these figures in the bet panel, letting you confirm the payout before each round. Side bets like Perfect Pair and Either Pair carry separate rates shown at the table.